Wednesday January 20, 2010 | Healthcare Survival Guide

January 19, 2010 at 9:37 am | Posted in Coming Up | 13 Comments

If your health insurance policy has ever looked as if it were written in an alien language, don’t miss this edition of Charlotte Talks. The co-author of a booked titled The Healthcare Survival Guide, and other experts, join us to simplify the often complicated process of understanding insurance benefits, finding physicians and making claims. In advance of Thursday’s WFAE Public Conversation on the same topic, we’ll help you decipher health insurance.
Guests
Martin Rosen
– Co-Author, The Healthcare Survival Guide
Chris Magryta – Physician and Business Manager, Touchstone Health Associates
Jen Algire – Executive Director, Community Health Services

  • Join WFAE for a Public Conversation on “Deciphering Healthcare” Thursday at Matthews Community Center at 7pm. (We’ll be giving away a limited number of The Healthcare Survival Guide to attendees) More info.
  • The Healthcare Survival Guide website

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  1. […] For those outside the Charlotte area, stream the segment live at WFAE.org. More information here: https://charlotteblogs.wordpress.com/2010/01/19/wednesday-january-20-2010-healthcare-survival-guide/ […]

  2. Healthcare cost is synonymous with Hospital charges. Regulate Hospital charges or at least tell the Hospitals to list their charges and cost to charge ratios. Hold CFOs and CEOs accountable for their charges. How does a non profit hospital rake in 400Million IN NET profit the first 9 months of 2009 in a down economy with low patient census?

    The dr. office is charging 140%-160% of Medicare.
    the Hospitals are charging 400-11000% of Medicare.

    How does a Hospital get away with charging 400$ for a 12$ CBC or charge the employer/patient 60,000$ for an implant that only cost them 8,000$

    It starts with the Hospitals. Preventive care is Key. Keep people out of the Hospital and you restore the doctor patient relationship and lower healthcare costs to a sustainable model.

    The hospital lobby and the administrators are keeping doctors as indentured servants and running the costs through the roof.

  3. Last May I became unemployed, unemployment was unavailable because I worked for the church. I was notified by my doctor that he was changing to preventive care. The cost 1,500.00. I just don’t have it. Now that I am working 1,500.00 is not available and I don’t qualify for sliding scale. I have a history of cancer, not to mention I am facing foreclosure. how can I find proper health care.
    Thanks

  4. They don’t take everything. I had a friend who spend approx 5 months in the hospital/rehab, several surgeries, etc…. all he had to do was liquidate a 10,000 401k. He kept his home and his business…. and he got free schooling a $5,000 computer system…

    • Can you provide details on the free schooling and computer system? Thanks.

  5. I think the whole medical-industrial complex is nothing but a bunch of extortionists. They take everything someone has while they are under duress (illness – we will fix if you give us everything you have). Health insurance is nothing but legal extortion!

  6. yOUR GUEST DOES NOT KNOW WHAT SHE IS TALKING ABOUT. yES THERE ARE EPT YOU IF YOU CLINICKS BUT THEY DON’T ACCEPT YOU IF YOUR EMPLOYER OFFERS INSURANCE PLAN YOU CAN NOT AFFORD BECAUSE IT HAS COPAY IN THE HUNDREDS AND DEDUCTABLE IN THE THOUSANDS AND YOU ARE GETTING 8-16 HOURS A WEEK GETTING MINIMUM WAGE. I KNOW SOME ONE WHO GETS ABOUT $200 PER PAY PERIOD AND DID NOT QUALIFY TO BE SEEN IN THOSE “COMMUNITY CENTERS” . bASICALLY SHE WAS TOLD TO BRING A NOTE SAYING HER EMPLOYER DOES NOT OFFER HEALTH INSURANCE OR BE LAYED OFF TO GET SEEN BY ONE OF THOSE CMC CENTERS.

    • Please have your friend visit the Charlotte community health clinic at eastway blvd next to the walmart. They offer very low out of pocket costs and have clinics in OBGYN, Primary Care and others. The doctors nurses and staff are wonderful and many are volunteers. Also, have your friend try to apply for Medicaid, that way they can be seen by most local providers in the area.

  7. I have a friend living in the Asheville area who is 63 and unemployed currently. Her only income is $800/month from Social Security and most of that goes to pay a mortgage. She has a high-deductible BCBS policy that she is about to drop because she cannot afford it. Also, she is taking several high cost proprietary that have no generic options.

    Can any panelist provide information on free/discount medical/prescription services available in the Asheville area?

    • Your friend should attempt to contact the manufacturer of the pharmaceuticals. Many of these companies offer discounts and funding programs to keep patients on their medications. Also Wal-Mart does have very good prices. Costco as well. Before she totally drops BCBS please have her attempt to get a cheaper policy or perhaps she can qualify for Medicaid to bridge her gap to Medicare at 65. She does not want to go uninsured before she hits Medicare eligibility. Something catastrophic could happen in the interim. If she is poor with no assets then she may want to research eligibility with Medicaid Here is the link: http://www.dhhs.state.nc.us/dma/medicaid/abd.htm

  8. I visited the Healthcare Survival Guide website and found that for a limited time you can downnload the book for FREE.

    Also, I noticed that the panelist Martin Rosen is a marketing professional. That confirms my impression that he often seemed to be promoting his book. I wish you had the other co-author, who is a physician, as a panelist also.

  9. My main gripe is how doctors and dentists trick you into over-priced services that boost their income and do not help the patient. Even if insurance pays we pay the increasing premiums. My last dentist got red and angry when I asked for a treatment plan with rates. He’d been salivating over my dental insurance benefits. Needless to say, that practitioner is ancient history for me. But it’s tests, tests, tests, images and studies even when symptoms or history do not indicate. People, learn to tell Sawbones NO!

  10. fantastic post, very informative. I wonder why the opposite experts of this sector don’t realize this. You must proceed your writing. I am confident, you’ve a huge readers’ base already!


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